---
title: "AML Conversations: Unintended Consequences: How AML Standards Impact Nonprofits and Financial Inclusion"
description: Human Security Collective leaders join AML Conversations to unpack FATF Recommendation 8, unintended consequences for nonprofits, and strategies for inclusive compliance.
---

[Resources | AML RightSource ](https://www.amlrightsource.com/resources)

# [AML Conversations: Unintended Consequences: How AML Standards Impact Nonprofits and Financial Inclusion](https://www.amlrightsource.com/resources/unintended-consequences-how-aml-standards-impact-nonprofits-and-financial-inclusion)

 Written by [AML RightSource](https://www.amlrightsource.com/resources/author/aml-rightsource) | November 24, 2025

In this episode of AML Conversations, John Byrne speaks with Thalia Malmberg and Sangeeta Goswami from the Human Security Collective about the ripple effects of global AML/CFT frameworks on nonprofit organizations. The discussion explores FATF Recommendation 8, recent revisions aimed at reducing harm, and the challenges of striking a balance between security and financial inclusion. Learn why unintended consequences matter, how they affect humanitarian efforts worldwide, and what financial institutions can do to foster risk-based approaches without stifling legitimate charitable work.

 

 

[View full post](https://www.amlrightsource.com/resources/unintended-consequences-how-aml-standards-impact-nonprofits-and-financial-inclusion)

```json
{
  "@context" : "http://schema.org",
  "@type" : "BlogPosting",
  "author" : {
    "@type" : "Person",
    "name" : "AML RightSource"
  },
  "dateModified" : "2025-12-16T12:11:53.894Z",
  "datePublished" : "2025-11-24T18:10:49Z",
  "headline" : "AML Conversations: Unintended Consequences: How AML Standards Impact Nonprofits and Financial Inclusion",
  "image" : {
    "@type" : "ImageObject",
    "height" : 627,
    "url" : "https://3854210.fs1.hubspotusercontent-na1.net/hubfs/3854210/1200x627%20-%20Unintended%20Consequences_%20How%20AML%20Standards%20Impact%20Nonprofits%20and%20Financial%20Inclusion.png",
    "width" : 1200
  },
  "mainEntityOfPage" : "https://www.amlrightsource.com/resources/unintended-consequences-how-aml-standards-impact-nonprofits-and-financial-inclusion",
  "publisher" : {
    "@type" : "Organization",
    "logo" : {
      "@type" : "ImageObject",
      "height" : 60,
      "url" : "/hs/hsstatic/content_shared_assets/static-1.4092/img/default-amp-logo.png",
      "width" : 60
    },
    "name" : "Resources"
  }
}
```